![]() Throughout the month, you can just peek inside an envelope to see what’s left to spend-because you’ll see the literal amount in cash. The cash envelope system is a way to track exactly how much money you have in each budget line for the month by keeping your cash tucked away in labeled envelopes. Let me show you! (And if you hang with me until the end, I’ll tell you how to make using cash envelopes more fashionable than ever.) But some people still don’t know exactly how or why it works. Ramsey's cash envelope system is nothing new-it’s been around for decades. I feel this could be made much easier.Want to keep more of your hard-earned money each month? Try budgeting with cash envelopes! ![]() Sometimes I realize I should have accounted for something else or want to divide one envelope into two, and most of the time I just end up starting over. I have a really hard time with changing the amount in the envelope after I have created the envelope. What also has been bugging me a lot is that editing in this app is really hard. That would help with tracking trends as well. I was able to see the original amount before the month started, but then I realized I needed to add more envelopes, and couldn’t remember how much the total would be.Īlso, I wish there was a way to save each month rather than just deleting or resetting. Perhaps at the top if it was not just the amount left, but something like original amount/amount left, that would help with budgeting a lot. I think it would be really helpful to see how much I would be spending per month if I spent everything in each envelope. One is that there is nowhere to see what your original total was. ![]() However, I have been noticing some things that I really wish were different. Hello! Just writing to say I love a lot about the app, such as the ability to add memos to the deductions and the dollar amount at the top. Wow! Thank you so much for the review! So great to hear it’s helped you on your financial journey! In the words of Dave Ramsey, “you are the boss of your budget when you make the budget, but after that, the budget is the boss of you.” If you’re struggling with money and need some organization in your life, get this app. Most companies want you to pay a recurring fee. Overall, for $5 you get a lifetime access to this software, and that’s beyond generous and helpful. If I were able to create an account and share it with my wife, we could both view our budget from each of our cell phones. The only con that I have with this app is that there is no login system. Needless to say, this app is literally perfect for what we were looking for. I’ve tried Every Dollar as well, but it left a lot to be desired. It forces us to create new “banks” and it can be very time consuming and tedious to balance the budget. However, we don’t use it correctly because we do the envelope system through their software which isn’t designed for that. We ended up just using Quickbooks Pro (2021). My wife and I spent months looking for a budgeting platform or application. Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.Dedicated solo developer that responds to emails :).Sort by date, transaction, amount, name, deposit and color.Enter and edit transactions in under 5 seconds.See all your transactions in one place outside of each category.Move transaction easily from one envelope to another. ![]()
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